Commercial Legal Expenses Insurance


  • Employment disputes and awards of compensation
  • Employment ET3 cover
  • Health & Safety prosecutions
  • HM Revenue & Customs enquiries and disputes
  • Criminal prosecutions
  • Statutory licence protection
  • Jury service allowance
  • Property disputes
  • Data protection
  • Personal injury
  • Debt recovery
  • Contract disputes
  • Digital agency disputes
  • Employee IT misuse disputes



  • Employment ET3 Cover guarantees that a response will be submitted to an Employment Tribunal within the statutory 28 day time limit* and is not subject to prospects of success
  • Complimentary telephone advice lines for employment law, H&S, general legal, taxation and VAT
  • Complimentary access to an online library of over 400 downloadable documents
  • In-house claims handling and claim representation provides an ‘under one roof’ strength
  • Cyber defence provides invaluable protection against disputes with IT service providers and employees



  • Limit of indemnity from £50,000 to £250,000 any one claim and up to £1,000,000 in the aggregate
  • Nil excess on all sections of cover except insolvency fees (£1,500)
  • Underwritten by a strong rated UK insurer
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