Personal & Family Legal Protection

Our Personal Legal Expenses insurance provides invaluable support by covering solicitors and professional fees, as well as court costs, for a wide range of everyday legal disputes as well as additional cover for the loss of salary or wages for time off work to attend any court or tribunal hearing. This provides peace of mind against the costly legal fees that often prevent action being taken.

Coverage

  • Employment disputes
  • Consumer contract disputes
  • Domestic property protection
  • Professional negligence of solicitors, accountants and surveyors
  • Defence against civil action resulting from work as an employee
  • HMRC investigations
  • Attendance expenses in respect of the loss of wages or for the time off work to attend any court or tribunal hearing

Benefits

  • Europe-wide cover, except for Employment disputes and HMRC investigations
  • Complimentary telephone advice lines for employment law, H&S, general legal, taxation and VAT
  • In house claims handling and claim representation provides an ‘under one roof’ strength

Technical

  • £50,000 LOI any one claim
  • £50,000 LOI in the aggregate
  • £250 excess: Employment disputes
  • £75 excess: all other sections
  • Underwritten by a strong rated UK insurer
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